Hire FinTech Developers
Hire FinTech developers who understand ledgers, payments, reconciliation and the controls regulators and partners expect.
- ClientCheckout · wallet
- APIIdempotency key
- Identity & KYCVerified
- Risk & complianceRules passed
- Payment gatewayAuthorised → captured
- LedgerDouble-entry posted
- SettlementBank rail · T+1
Journal entry · balanced
| Account | Debit | Credit |
|---|---|---|
| Customer funds | 120.00 | — |
| Merchant payable | — | 118.20 |
| Fee revenue | — | 1.80 |
You interview
Every engineer
Vetting
Code review + practical
Overlap
With your working hours
IP & NDA
Assigned to you
What a FinTech developer does for you
Financial software fails in quiet ways: a rounding rule, a retried webhook, a missing idempotency key or a report that does not reconcile. Our FinTech developers build double-entry ledgers, payment and card integrations, KYC and onboarding flows and reconciliation jobs, and they design for audit trails and least-privilege access from the first sprint.
When to hire
- You are building a neobank, wallet, lending or payments product
- You are integrating a banking-as-a-service, card or payment provider
- Reconciliation, ledger accuracy or reporting is becoming a problem
- You need engineers comfortable working with compliance and risk teams
Responsibilities
What they will own
- Design ledgers and money-movement flows
- Integrate payment, card, banking and KYC providers
- Build idempotent, observable payment services
- Implement reconciliation and financial reporting
- Apply access control, audit logging and data protection
Skills
Typical skill set
Technologies
Vetting
How we assess every FinTech developer
Profiles are shared only after these checks. You then run your own interviews.
- Review of financial systems work
- Ledger and idempotency design exercise
- Integration and failure-handling interview
- Security and compliance awareness check
Hiring process
From requirement to first sprint
- 1Share your requirementRoles, seniority, stack, time-zone overlap and what the developers will own.
- 2Review profilesWe shortlist engineers whose experience matches, and share profiles for your review.
- 3InterviewYou interview every candidate. Nobody joins your project without your approval.
- 4Onboard & startAccess, rituals and first-sprint goals are agreed; the developer works in your tools.
- 5Review & scaleRegular check-ins on quality and velocity. Scale the team up or down as the roadmap changes.
Engagement models
Choose how the developers work with you
Individual Specialist
1 engineerA senior specialist embedded in your team to fill a specific skill gap.
Best for: Adding expertise such as smart contracts, AI or platform engineering to an existing team.
Dedicated Pod
2–4 peopleA small, self-organising unit focused on a feature area or workstream.
Best for: Owning a defined area of your product with minimal management overhead.
Dedicated Team
5–10 peopleA full cross-functional team working exclusively on your roadmap.
Best for: Building or evolving a product or platform over the long term.
Extended Team
FlexibleShivacha engineers integrated into your existing teams as additional capacity.
Best for: Accelerating an in-house roadmap without changing team structure.
Product Squad
4–8 peopleProduct, design and engineering together, accountable for product outcomes.
Best for: New products or product lines needing end-to-end ownership.
Managed Engineering
Scoped to outcomesShivacha owns delivery of defined outcomes with service levels and reporting.
Best for: Delegating a product, platform or operational workstream entirely.
Team composition
Teams are shaped to your roadmap, stack and domain, with profiles shared for your review before anyone starts.
Responsibilities
A written responsibilities matrix defines who owns what — priorities, architecture, delivery, quality and operations.
Communication
Teams work in your tools and rituals: stand-ups, planning, demos and retrospectives, with agreed time-zone overlap.
Delivery
Delivery managers track progress and risks, with regular demos and transparent reporting against agreed metrics.
Security
Least-privilege access, company-managed devices, secure credential handling and confidentiality agreements for every engineer.
Scaling
Teams scale up or down with notice periods agreed in the engagement, with knowledge transfer built into every change.
Engagement
Monthly engagements with clear terms, IP assigned to you and regular performance reviews with your leadership.
Need a whole squad instead? See the dedicated FinTech engineering team.
Services
What these developers deliver
FinTech Software Development
FinTech software development across banking, payments, lending and wealth — ledger-first, partner-ready and built for audit.
Learn morePayment Platform Development
End-to-end payment platforms: acceptance, processing, orchestration, settlement, reconciliation and payouts at scale.
Learn moreNeobank Development
Launch a neobank with a mobile-first experience, modern ledger and licensed banking partners — from MVP to scale.
Learn moreLending Platform Development
End-to-end lending platforms: origination, decisioning, disbursement, servicing, collections and loan accounting.
Learn moreFAQ
Frequently asked questions
Do you provide licences or regulatory approval?
No. We build the technology. Licensing, regulatory approvals and legal advice must come from your licensed partners and advisors.
How quickly can developers start?
It depends on the role, seniority and number of people. We share profiles for your review first; initial engineers can often start within a few weeks of agreeing scope. We will not promise a start date before we have checked availability.
Do the developers work in our tools and time zone?
Yes. They work in your repositories, tracker and chat, and we agree a meaningful overlap with your working hours before the engagement starts. We have offices in India, the USA and the UK.
Who owns the code?
You do. All work product and IP are assigned to you under the engagement agreement, and NDAs are signed before any confidential material is shared.
Can we interview the developers?
Yes. You review profiles and can interview every engineer before they join your project.
Next step
Hire FinTech Developers.
Tell us about the roles, seniority and stack you need. We will reply with a proposed composition and profiles for review.
- Senior engineer reads every enquiry
- Reply within one business day
- NDA on request
Your details are used only to reply to this enquiry.