Policy-controlled institutional digital asset operations
A reference design for institutions that need every digital asset transaction initiated, approved and signed under explicit policy.
This is a reference architecture describing how Shivacha approaches this class of system. It does not describe a specific client engagement and contains no client names or results.
Challenge
An institution holding digital assets across custodians and chains relies on manual approvals and spreadsheets, creating operational risk and audit difficulty.
Context
Relevant to asset managers, corporates, brokers and fintechs operating treasury or client assets through qualified custodians.
Approach
How we approach it
- 1
Policy engine
Every transaction evaluated against rules for amount, destination, asset and velocity.
- 2
Quorum approvals
Role-based approvals with segregation of duties.
- 3
Custodian integration
Signing executed through custodian or MPC provider APIs.
- 4
Reconciliation
Daily matching of ledger, custodian and on-chain balances.
Implementation
Key implementation elements
Rules language
Readable, versioned policy definitions with simulation.
Screening integration
Analytics provider risk scores as policy inputs.
Immutable audit log
Every request, approval and signature recorded.
Accounting exports
Transactions and valuations for finance teams.
Outcome
The architecture is designed to replace manual processes with enforced, auditable controls — so auditors and risk teams can see exactly who did what, under which policy.
Lessons
- Policies should be enforced at both the application and key-management layers.
- Policy changes need their own approval workflow.
- Reconciliation across custodians is simplest with one internal ledger.
Services
Services involved
Transaction Policy Engine
Policy engines that govern every digital asset transaction — rules, limits, quorums, allowlists and screening checks.
Learn moreDigital Asset Custody Integration
Integrate qualified custodians and MPC providers into your products and operations — APIs, approvals and reconciliation.
Learn moreDigital Asset Infrastructure
Institutional digital asset infrastructure — custody integration, policy engines, treasury, compliance tooling and reporting.
Learn moreMore work
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