Transaction Policy Engine
Policy engines that govern every digital asset transaction — rules, limits, quorums, allowlists and screening checks.
Region Aactive
Region Bstandby
Async replication · automated failover · backups tested
Observability
Security
Division
Service area
Institutional Digital Asset Infrastructure
Engagement
Project · Team · Managed
Overview
A transaction policy engine sits between transaction requests and signing, enforcing your rules automatically: who can initiate, who must approve, which destinations are allowed, amount and velocity limits, time windows and screening results. We build policy engines with a clear rules language, versioning, simulation and audit — integrated with custody and wallet systems.
Shivacha provides technology and integration services. Custody, compliance and regulated activities are performed by your organisation or licensed partners.
Common use cases
- Institutional withdrawalsControlled client and treasury withdrawals.
- Exchange hot wallet controlLimits on hot wallet exposure.
- DAO and fund treasuryGovernance-aligned spending rules.
- Payment operationsRules for high-volume payments.
Quick answers
Transaction Policy Engine at a glance
The essentials in brief. Every project is scoped individually — ask us for specifics.
- What is transaction policy engine?
- Policy engines that govern every digital asset transaction — rules, limits, quorums, allowlists and screening checks.
- Who is it for?
- Typically exchange operators, brokers, fintechs and Web3 companies launching trading, wallet, custody or on/off-ramp products.
- What does Shivacha provide?
- Rules language
- Quorum approvals
- Allowlists
- Limits
- Screening integration
- Policy simulation
- Which technologies are used?
- MPC Cryptography, HashiCorp Vault, Ethereum, Solana, Go (Golang), PostgreSQL — chosen to fit your stack and constraints.
- How does the process work?
- Operating model → Custody integration → Policy & workflow → Compliance integrations → Reporting & reconciliation.
- What affects the cost?
- White-label configuration vs custom modules
- Number of assets, chains and trading pairs
- Custody model and provider
- Liquidity, fiat on/off-ramp and KYC integrations
- Mobile apps and admin scope
- Security testing and operational requirements
- How long does it take?
- White-label implementations typically take 2–5 weeks of software work depending on product and customisation; advanced custom platforms 4–8+ weeks. Licensing, banking, custody and liquidity partner onboarding run on their own timelines.
- How do I get started?
- Share a short brief in the form below, book a 30-minute call or message us on WhatsApp. A senior engineer replies within one business day; NDA on request.
Capabilities
What we deliver
Rules language
Readable, versioned policy definitions.
Quorum approvals
Role-based approval thresholds.
Allowlists
Pre-approved destinations.
Limits
Amount, velocity and time-based limits.
Screening integration
Risk scores as policy inputs.
Policy simulation
Test changes before deployment.
Architecture
Engineered right from day one
The layers we typically design for institutional digital asset infrastructure, adapted to your stack and partners.
- Integration, not custodyWe integrate with custodians; we do not hold client assets or keys.
- Defence in depthPolicies enforced at application and key-management levels.
- Audit trailsEvery request, approval and signature logged immutably.
- Provider neutralityAdapters allow multiple custodians and compliance vendors.
Delivery
How an engagement runs
- 1
Operating model
Roles, approval policies, asset coverage and existing controls.
- 2
Custody integration
Connection to qualified custodians and key-management providers.
- 3
Policy & workflow
Transaction policies, approval quorums and segregation of duties.
- 4
Compliance integrations
Screening, monitoring and travel-rule providers integrated into flows.
- 5
Reporting & reconciliation
Books-and-records, accounting exports and daily reconciliation.
Security
Security built into delivery
Controls we apply by default on this kind of work — not a separate phase at the end.
Wallet segregation
Hot/cold tiers, withdrawal limits and approval quorums.
Custody integration
MPC, multisig or HSM-backed providers — keys never in application code.
Ledger reconciliation
Internal balances reconciled against on-chain and partner records.
Admin controls
Role-based access, maker-checker approvals and full audit trails.
Technology
Tools we use for this
Products
Start from a platform
Shivacha Digital Asset Platform
Institutional digital asset operations: custody access, policies, trading and reporting.
Learn moreShivacha Crypto Wallet
Custodial or MPC wallets for fintech products and exchanges.
Learn moreShivacha RWA Platform
Issue, manage and distribute real-world asset tokens end-to-end.
Learn moreRelated services
Often combined with
Digital Asset Infrastructure
Institutional digital asset infrastructure — custody integration, policy engines, treasury, compliance tooling and reporting.
Learn moreInstitutional Digital Assets
Digital asset technology for banks, asset managers and brokers — client services, controls and system integration.
Learn moreDigital Asset Platform Development
Digital asset platforms for clients and operations — accounts, custody, trading, transfers and reporting in one system.
Learn moreDedicated team
Blockchain Engineering Team
Engineers for protocols, nodes, indexing, custody integration and tokenization platforms.
Work & insights
Related thinking
Policy-controlled institutional digital asset operations
A reference design for institutions that need every digital asset transaction initiated, approved and signed under explicit policy.
Learn moreTokenized fund units with on-chain eligibility
How we structure a fund tokenization platform where only eligible investors can hold or receive units.
Learn moreStablecoins in the enterprise treasury: a technology checklist
Before holding or moving stablecoins, enterprises need custody, policies, accounting data, reconciliation and clear partner responsibilities.
Learn moreFAQ
Frequently asked questions
Can policies be changed without code?
Yes, through a governed policy console with its own approval workflow.
Where are policies enforced?
At the application layer and, where supported, within key management systems for defence in depth.
Can you connect our existing systems to a custodian?
Yes. We integrate custodian and MPC provider APIs with your treasury, accounting, trading and reporting systems, including approval workflows.
Do you provide transaction monitoring or travel-rule services?
No — we integrate with specialist providers of blockchain analytics, transaction monitoring and travel-rule messaging, and build the workflows around them.
Next step
Discuss Your Launch.
Tell us about your transaction policy engine requirements — goals, timeline and constraints. We will reply with questions, an approach and next steps.
- Senior engineer reads every enquiry
- Reply within one business day
- NDA on request
Your details are used only to reply to this enquiry.