Institutional Wallet Development
Institutional wallets with policy controls, approvals, segregation of duties and integration with custody providers.
USD
1,240.00
USDC
860.50
EUR
310.20
Division
Service area
Wallet Infrastructure
Engagement
Project · Team · Managed
Overview
Institutional wallets must satisfy internal controls and auditors: every transaction initiated, approved and signed by authorised people under policy, with full records. We develop institutional wallet applications on MPC, multisig or custodian infrastructure, with roles, policies, approval flows, reporting and integration into trading and treasury systems.
Common use cases
- Fund walletsControlled wallets for crypto funds.
- Corporate walletsTreasury wallets with approvals.
- Exchange cold storageGoverned cold wallet operations.
- Market maker walletsOperational wallets with limits.
Quick answers
Institutional Wallet Development at a glance
The essentials in brief. Every project is scoped individually — ask us for specifics.
- What is institutional wallet development?
- Institutional wallets with policy controls, approvals, segregation of duties and integration with custody providers.
- Who is it for?
- Typically exchange operators, brokers, fintechs and Web3 companies launching trading, wallet, custody or on/off-ramp products.
- What does Shivacha provide?
- Roles & policies
- Approval flows
- Custody integration
- Reporting
- System integration
- Audit logs
- Which technologies are used?
- Account Abstraction, ERC-4337, MPC Cryptography, WalletConnect, Viem, Wagmi — chosen to fit your stack and constraints.
- How does the process work?
- Custody model → Account & key design → Wallet services → Client apps → Security testing.
- What affects the cost?
- White-label configuration vs custom modules
- Number of assets, chains and trading pairs
- Custody model and provider
- Liquidity, fiat on/off-ramp and KYC integrations
- Mobile apps and admin scope
- Security testing and operational requirements
- How long does it take?
- White-label implementations typically take 2–5 weeks of software work depending on product and customisation; advanced custom platforms 4–8+ weeks. Licensing, banking, custody and liquidity partner onboarding run on their own timelines.
- How do I get started?
- Share a short brief in the form below, book a 30-minute call or message us on WhatsApp. A senior engineer replies within one business day; NDA on request.
Capabilities
What we deliver
Roles & policies
Segregation of duties.
Approval flows
Multi-approver transactions.
Custody integration
MPC, multisig or custodian back-ends.
Reporting
Transaction and balance reports.
System integration
Trading and treasury connectivity.
Audit logs
Complete action history.
Architecture
Engineered right from day one
The layers we typically design for wallet infrastructure, adapted to your stack and partners.
- Recovery without seed phrasesSocial recovery, MPC or passkeys where appropriate.
- Transaction simulationUsers see what a transaction will do before signing.
- Chain abstractionUnified balances and gas handling across networks.
- Secure storagePlatform secure enclaves and hardware-backed keys.
Delivery
How an engagement runs
- 1
Custody model
Custodial, non-custodial or hybrid — and who holds which key material.
- 2
Account & key design
Account type, key generation, storage and recovery flows.
- 3
Wallet services
Indexing, transaction building, simulation and fee management.
- 4
Client apps
Onboarding, asset views, send/receive, dApp connectivity.
- 5
Security testing
Threat modelling, penetration testing and recovery drills.
Security
Security built into delivery
Controls we apply by default on this kind of work — not a separate phase at the end.
Wallet segregation
Hot/cold tiers, withdrawal limits and approval quorums.
Custody integration
MPC, multisig or HSM-backed providers — keys never in application code.
Ledger reconciliation
Internal balances reconciled against on-chain and partner records.
Admin controls
Role-based access, maker-checker approvals and full audit trails.
Technology
Tools we use for this
Products
Start from a platform
Shivacha Crypto Wallet
Custodial or MPC wallets for fintech products and exchanges.
Learn moreShivacha Web3 Wallet
A self-custody smart wallet with passkeys, gas sponsorship and multi-chain assets.
Learn moreShivacha Hybrid Wallet
One wallet for local currency, dollars, stablecoins and tokens.
Learn moreRelated services
Often combined with
Institutional Wallet Infrastructure
Institutional wallet infrastructure — MPC, multisig and HSM-based wallets with policies, approvals and segregation.
Learn moreCrypto Wallet Development
Crypto wallet development for mobile, web and extensions — secure keys, multi-chain assets, swaps and dApp connectivity.
Learn moreMulti-Chain Wallet Development
Multi-chain wallets with unified balances, chain abstraction, cross-chain swaps and consistent UX across networks.
Learn moreDedicated team
Web3 Product Team
Full-stack Web3 engineers for dApps, wallets and user-facing products.
Work & insights
Related thinking
Policy-controlled institutional digital asset operations
A reference design for institutions that need every digital asset transaction initiated, approved and signed under explicit policy.
Learn moreMost breaches start with identity: where to focus security effort first
Before advanced tooling, get identity right: phishing-resistant MFA, least privilege, secrets out of code and logs you can actually search.
Learn moreStablecoins in the enterprise treasury: a technology checklist
Before holding or moving stablecoins, enterprises need custody, policies, accounting data, reconciliation and clear partner responsibilities.
Learn moreFAQ
Frequently asked questions
Is this the same as institutional wallet infrastructure?
Infrastructure is the underlying signing and policy layer; institutional wallet development builds the applications users interact with on top.
Can approvals happen on mobile?
Yes, with secure mobile approval apps and device binding.
Custodial or non-custodial?
Custodial wallets suit regulated financial products and simpler onboarding, usually with a licensed custodian. Non-custodial wallets give users full control. Hybrid MPC and smart-account designs sit between the two.
What is account abstraction?
Account abstraction (notably ERC-4337) lets wallets be smart contracts, enabling features like gas sponsorship, batched transactions, spending limits, session keys and flexible recovery.
Next step
Discuss Your Launch.
Tell us about your institutional wallet development requirements — goals, timeline and constraints. We will reply with questions, an approach and next steps.
- Senior engineer reads every enquiry
- Reply within one business day
- NDA on request
Your details are used only to reply to this enquiry.