Web2 + Web3 FinTech Architecture Guide
Shivacha's hybrid architecture for connecting bank rails, card networks and ledgers with wallets, stablecoins and tokenized assets.
Who it's for
Fintech, payments and bank leaders exploring hybrid products.
Contents
- 01The convergence of traditional and digital asset finance
- 02Traditional rails: banks, networks, processors
- 03Digital asset rails: wallets, chains, stablecoins
- 04The integration layer: API, identity, compliance, risk
- 05A unified multi-asset ledger
- 06Settlement, treasury and liquidity
- 07Operating hybrid products with licensed partners
Key takeaways
- A reference model for hybrid fintech
- How to unify fiat and digital asset ledgers
- Where compliance tooling fits
- How to work with partners on each rail
Technologies covered
Services
Put it into practice
Fiat-Crypto Integration
Connect fiat accounts and payment rails with crypto wallets and stablecoins — conversions, transfers and unified balances.
Learn moreHybrid Payment Platform
Accept cards, bank transfers and stablecoins; settle in fiat or digital assets — one payment platform across rails.
Learn moreStablecoin-Fiat Rails
Build rails between stablecoins and fiat — mint/redeem, ramps, local payouts and liquidity management across corridors.
Learn moreMore resources
Keep reading
FinTech Platform Architecture Guide
Ledger-first architecture for financial products: account models, money movement state machines, partner abstraction and reconciliation.
Learn moreDigital Banking Technology Guide
Options for launching and modernising digital banking: partner banks, sidecar cores, API layers, channels and operations.
Learn morePayment Platform Architecture Guide
Architecture for gateways, orchestration, processing, settlement and payouts — including state machines, routing and PCI scope reduction.
Learn more
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