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Shivacha — Simplifying Tech Solutions
Shivacha FinTechguide35 minAdvanced

Payment Platform Architecture Guide

Architecture for gateways, orchestration, processing, settlement and payouts — including state machines, routing and PCI scope reduction.

Who it's for

Payments architects, PSP engineering teams and platform CTOs.

Contents

  1. 01The payment lifecycle as a state machine
  2. 02Gateway design and PCI scope reduction
  3. 03Orchestration and routing strategies
  4. 04Handling timeouts and unknown outcomes
  5. 05Settlement and payouts
  6. 06Reconciliation and reporting

Key takeaways

  • How to model payment states
  • Routing strategies that improve approvals
  • How to minimise PCI scope
  • How settlement and reconciliation fit together

Discuss your launch.

Tell us what you're launching. A solution architect will reply with an approach, an implementation timeline and next steps.