Payment Platform Architecture Guide
Architecture for gateways, orchestration, processing, settlement and payouts — including state machines, routing and PCI scope reduction.
Who it's for
Payments architects, PSP engineering teams and platform CTOs.
Contents
- 01The payment lifecycle as a state machine
- 02Gateway design and PCI scope reduction
- 03Orchestration and routing strategies
- 04Handling timeouts and unknown outcomes
- 05Settlement and payouts
- 06Reconciliation and reporting
Key takeaways
- How to model payment states
- Routing strategies that improve approvals
- How to minimise PCI scope
- How settlement and reconciliation fit together
Technologies covered
Services
Put it into practice
Payment Platform Development
End-to-end payment platforms: acceptance, processing, orchestration, settlement, reconciliation and payouts at scale.
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Orchestrate multiple PSPs and acquirers with smart routing, failover, unified tokens and consolidated reporting.
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Settlement systems that calculate, net, schedule and execute payouts to merchants and partners — accurately and on time.
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