Hybrid FinTech Reference Architecture
Layered blueprint of traditional rails, the Shivacha integration layer and digital asset rails, with component responsibilities.
Who it's for
Architects designing hybrid financial products.
Contents
- 01Traditional finance layer
- 02Digital asset layer
- 03Integration layer components
- 04Unified ledger
- 05Settlement and analytics
Key takeaways
- Component boundaries
- Data flows across rails
- Where controls apply
- Partner touchpoints
Technologies covered
Services
Put it into practice
Fiat-Crypto Integration
Connect fiat accounts and payment rails with crypto wallets and stablecoins — conversions, transfers and unified balances.
Learn moreHybrid Wallet Platform
White-label hybrid wallet infrastructure — fiat, stablecoins and tokens with APIs, SDKs and partner integrations.
Learn moreMore resources
Keep reading
FinTech Platform Architecture Guide
Ledger-first architecture for financial products: account models, money movement state machines, partner abstraction and reconciliation.
Learn moreDigital Banking Technology Guide
Options for launching and modernising digital banking: partner banks, sidecar cores, API layers, channels and operations.
Learn morePayment Platform Architecture Guide
Architecture for gateways, orchestration, processing, settlement and payouts — including state machines, routing and PCI scope reduction.
Learn more
Discuss your launch.
Tell us what you're launching. A solution architect will reply with an approach, an implementation timeline and next steps.