Open Banking APIs at Shivacha
Standardised APIs for account data sharing and payment initiation with consent.
Overview
Open banking APIs let authorised third parties access account data and initiate payments with customer consent. We integrate aggregators and bank APIs and build bank-side API platforms with consent management.
Why we use it
- Consent-based data access
- Account-to-account payments
- Richer underwriting data
- Standardised interfaces
How we use it
Open Banking APIs in our engineering work
Aggregation
Account views across banks.
A2A payments
Payment initiation.
Lending
Affordability data.
Services
Services that use Open Banking APIs
Open Banking Development
Open banking integrations and platforms — account information, payment initiation, consent management and data analytics.
Learn moreOpen Finance Development
Open finance platforms that extend data sharing beyond payment accounts — savings, investments, pensions, insurance and credit.
Learn moreBanking API Development
Banking APIs for accounts, payments, cards and data — secure, versioned and documented for partners and internal teams.
Learn moreCredit Scoring Platform
Credit scoring and decisioning platforms using bureau, banking and alternative data — explainable, monitored models.
Learn moreFinTech Software Development
FinTech software development across banking, payments, lending and wealth — ledger-first, partner-ready and built for audit.
Learn moreDigital Banking Development
Build digital banking platforms for retail and business customers — onboarding, accounts, payments, cards and servicing.
Learn morePairs well with
What we combine with Open Banking APIs
Messaging, security and accounting standards for financial systems.
Insights
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Learn more
Build with Open Banking APIs.
Tell us about your project, or the engineers you need, and we will propose an approach.