Stablecoin Payment Platform
Shivacha Stablecoin Payments: Dollar-denominated payments, payouts and settlement on stablecoin rails.
Rails
Card · A2A · Stablecoin
Routing
Provider A · B · C
Settlement
T+1
Typical implementation
3–5 weeks
White-label implementation
Customization
Highly customizable
Brand, workflows and integrations
- White-label
- Ready to launch
- Production-ready
- Customizable
- API-ready
Timelines refer to software implementation and deployment scope for a defined configuration. Third-party integrations, regulatory approvals, banking and card-issuer onboarding, custody and liquidity agreements, security audits and other external dependencies may require additional time.
Overview
A stablecoin payments platform for acceptance, payouts, B2B transfers and settlement — with multi-network routing, fiat conversion via partners and full reconciliation.
The problem
Businesses want the speed and reach of stablecoins without taking on crypto complexity: networks, gas, volatility concerns, conversion and accounting.
The solution
Shivacha Stablecoin Payments presents stablecoins as a payment rail: invoices and balances in currency terms, networks and fees handled automatically, and settlement in stablecoins or fiat.
Feature modules
What's inside
Acceptance
Checkout and invoices payable in stablecoins.
Payouts
Individual and bulk stablecoin payouts.
Settlement
Stablecoin settlement between parties and entities.
Routing
Automatic network selection by cost and speed.
Conversion
Fiat on/off-ramp partner integrations.
Treasury & reconciliation
Balances, movements and ledger matching.
Product preview
Designed for operators and end users.
- Currency-denominated UX
- Multi-network stablecoins
- Gas abstraction
- Bulk payouts
- Fiat conversion via partners
- Screening integration
- Accounting exports
- APIs and webhooks
- WalletSigns transaction
- Smart contractVault.deposit()
- BlockchainIncluded in block
- IndexerEvent → Postgres
- APIGraphQL · webhooks
- ApplicationBalance updated
#…4812
12 conf.
#…4813
11 conf.
#…4814
10 conf.
#…4815
pending
Decoded events
- Deposit(0x8f2…a91, 500)confirmed
- Transfer(0x1c7…4de → 0x9b0…77f)confirmed
- RoleGranted(PAUSER, multisig)timelock
RPC failover · 3 providers · reorg-safe indexing
Architecture
Built to integrate and extend.
Modular services behind stable APIs, deployed into your environment.
Specifications
Deployment, security and integration
Integrations
- Stablecoin issuers' programs (where eligible)
- Custody / MPC providers
- On/off-ramp partners
- Screening providers
- ERP & accounting
Security
- Double-entry ledger with immutable journal
- Maker-checker controls for sensitive operations
- Encryption, tokenisation and secrets management
- Strong customer authentication and device binding
- Comprehensive audit trails
- Architecture aligned with PCI DSS where card data is involved
Deployment
- Your cloud account in your chosen region
- Dedicated single-tenant deployment
- Private cloud / on-premises Kubernetes
- Managed deployment with operational support
Customisation
- White-label mobile and web apps
- Product, fee and limit configuration
- Partner and provider adapters
- Custom workflows and back-office tools
- Reporting and data exports
Use cases
Who launches with it
- Global contractor payoutsPaying teams worldwide.
- Merchant acceptanceStablecoins at checkout.
- B2B cross-borderSupplier payments.
- Intercompany settlementFast entity-to-entity transfers.
See it in action
Request a tailored demo for your use case.
Demos are tailored to your markets, partners and integration requirements.
Custom engineering
Extend it with our services
Stablecoin FinTech Solutions
Stablecoin-based fintech products: dollar accounts, payments, payroll, treasury and cross-border transfers via partners.
Learn moreStablecoin Payment Infrastructure
Infrastructure for stablecoin payments — acceptance, transfers, payouts, settlement and reconciliation at scale.
Learn moreStablecoin Settlement
Use stablecoins for settlement between businesses, partners and entities — faster, programmable and reconcilable.
Learn moreRelated products
Works well with
Shivacha Crypto Payments
Accept and send digital assets with the operational comfort of card payments.
Learn moreShivacha Hybrid Payments
Accept cards, bank transfers and stablecoins. Settle in fiat or digital assets.
Learn moreShivacha Hybrid Wallet
One wallet for local currency, dollars, stablecoins and tokens.
Learn moreLearn more
Related thinking
Stablecoin settlement layer for a card-accepting payment platform
A hybrid design that lets merchants accept cards as usual while optionally settling in stablecoins.
Learn moreLedger-first architecture for a partner-bank neobank
How we structure a neobank so that balances always reconcile with the sponsor bank and partners can be added or replaced.
Learn moreStablecoins in the enterprise treasury: a technology checklist
Before holding or moving stablecoins, enterprises need custody, policies, accounting data, reconciliation and clear partner responsibilities.
Learn moreFAQ
Frequently asked questions
Do recipients need crypto knowledge?
No. Recipients can receive stablecoins in simple wallets or local currency via partners.
Which stablecoins are supported?
Those supported by your partners and markets.
Are stablecoins risk-free?
No. Issuer, network, liquidity and regulatory risks apply and should be managed.
Request a product demo.
See how Shivacha Stablecoin Payments fits your business, and how we would customise and deploy it.