Technology services for companies in India.
UPI and payments, account aggregator, lending, AI and enterprise engineering for Indian companies — from our Gurgaon headquarters.
India combines one of the world's largest digital public infrastructures — Aadhaar-based identity, UPI real-time payments and the account aggregator framework for consented financial data — with a fast-growing base of fintechs, SaaS companies and enterprises modernising core systems.
Shivacha is headquartered in Gurgaon. We help Indian companies build UPI and payment integrations, lending and account-aggregator-based credit journeys, AI systems that respect the Digital Personal Data Protection Act, 2023, and SaaS products built for global customers. Regulatory interpretation stays with clients' compliance teams and advisors; we build the technology to their requirements.
Focus areas
Where we help most
Payments and UPI
Payment gateway, UPI and payout integrations with reconciliation built in.
Digital lending
Loan origination, account aggregator data and co-lending workflows.
Privacy-aware AI
Assistants and automation designed around consent and data minimisation.
SaaS for global markets
Products built in India for customers in the USA, UK and Middle East.
Services
Popular services
Payment Gateway Development
Custom payment gateways with hosted checkout, tokenisation, multi-acquirer connectivity, 3DS and merchant APIs.
Learn moreLending Platform Development
End-to-end lending platforms: origination, decisioning, disbursement, servicing, collections and loan accounting.
Learn moreEnterprise AI Solutions
Enterprise AI programmes: shared AI platforms, governance, security and a portfolio of production use cases across the organisation.
Learn moreSaaS Development
Build and scale SaaS products: multi-tenancy, billing, roles, integrations, analytics and infrastructure designed for growth.
Learn moreIndustries
Technology partner for companies in India.
Tell us what you're launching. A solution architect will reply with an approach, an implementation timeline and next steps.